Last month, Cyclone Gabrielle smashed into New Zealand's North Island - killing 11 people and displacing at least 10,000 more. It's triggered a national debate about climate change and whether vulnerable homes should be rebuilt or written off, Ednews reports.
"I don't want to go back there," said Amy Bowkett.
The mother of two lived in the Hawkes Bay area, one of the regions worst hit by Cyclone Gabrielle. When the Category 3 storm hit with wind speeds of up to 159km/h (99mph), her home was completely destroyed.
Along with 50 of her neighbours she spent a terrifying 48 hours trapped without power, water or phone signal.
Eventually she was able to make a call and a friend organised a helicopter rescue from a neighbour's backyard.
"I feel like if we get flooded a third time, it would be our fault," she told the BBC from her mother's home in the nearby city of Napier. "Unless we put our house on stilts, I'd be terrified every time it rained."